Health Insurance Program

The supplementary health, essential or unnecessary?

An additional insurance (or supplementary health insurance) is to take over all or part of your health expenses not covered by your health insurance mandatory.

Care, hospital stays and visits to your doctor or pharmacist expensive. Take out supplementary health can therefore be better reimbursed for health expenses. Social Security does not fully reimbursing these costs; a complementary health can compensate the difference between the cost of health benefits and reimbursement by Social Security.

Supplementary health insurance applies only to costs of health care (consultation with a doctor, hospital expenses, and costs for optical and dental spa, maternity package).

This health coverage is separate from the daily allowances and disability pensions which are the responsibility of an insurance-type pension.

Compulsory health insurance, which the majority of the population is affiliated, is managed by the general scheme for employed, commonly called “Social Security”.

What is a supplemental health insurance and what is it?

A mutual health is to take over all or part of your health expenses not covered by your health insurance mandatory.

Indeed, Social Security did not fully paying expenses such as hospital stays, care or doctor visits, a complementary health can compensate the difference between the cost of the provision of health and level of reimbursement by Social Security.

Subscribe to a mutual health can therefore be better reimbursed for health expenses.

Supplementary health insurance applies only to costs of health care (consultation with a doctor, hospital expenses, and costs for optical and dental).

This health coverage is separate from the daily allowances and disability pensions which are the responsibility of an insurance-type pension.

Health is becoming the first budget item in the household. Consultations medical, dental, optical, medicines and other medical expenses have been quick to burden the family budget. Especially since Social Security does not support that part of medical care.

Therefore, if you do not receive a supplemental health insurance through your company, it is recommended that you purchase a mutual health which will complement the mandatory scheme. This add up to a full refund of costs incurred.

The forms of subscription offering the highest rebates are also generally more expensive.